5 Credit Card Company Tricks You Should Beware Of

I was reading the Lifehacker several days ago and came across this article about 5 credit card company tricks and how to counter them.

If you pay off your credit card bill each time, you might not need to read the article.  Otherwise, it's a good read.

The author debunks 5 promises from credit card company:

Promise #1: “As low as 9.99% APR!”
Promise #2: “Up to 5% cash back!”
Promise #3: “0% APR on balance transfers for 12 months!”
Promise #4: Your card has a credit limit of $3000.
Promise #5: “Any time for any reason”